FIND YOUR PERFECT MORTGAGE
We provide tailored real estate solutions, guiding you through every step with personalized experiences that meet your unique needs and aspirations.
1000
+
Families Helped
5000
+
Happy Clients
$
300M
+
Funded
10+ Featured Agents
5 / 5
10+ Featured Agents
5 / 5
What We Do
Comprehensive solutions
Our team of seasoned agents will work with you 1-on-1 to achieve your financing goals. Your path, our Expertise.
Our team of seasoned agents will work with you 1-on-1 to achieve your financing goals. Your path, our Expertise.
Explore and Compare Mortgage Options
We compare rates, terms, and features across multiple lenders to find options that suit your situation.
01
Explore and Compare Mortgage Options
02
Simplify the Mortgage Process
03
Provide Clear, Ongoing Advice
01
Explore and Compare Mortgage Options
Explore and Compare Mortgage Options
We compare rates, terms, and features across multiple lenders to find options that suit your situation.
02
Simplify the Mortgage Process
Simplify the Mortgage Process
We handle the paperwork, timelines, and coordination so you don’t have to.
03
Provide Clear, Ongoing Advice
Provide Clear, Ongoing Advice
We explain your choices and support you at every step, from application to funding.
01
Explore and Compare Mortgage Options
Explore and Compare Mortgage Options
We compare rates, terms, and features across multiple lenders to find options that suit your situation.
02
Simplify the Mortgage Process
Simplify the Mortgage Process
We handle the paperwork, timelines, and coordination so you don’t have to.
03
Provide Clear, Ongoing Advice
Provide Clear, Ongoing Advice
We explain your choices and support you at every step, from application to funding.
Why Choose Us
Explore our range of expert financing services
First-Time Homebuyers
We make buying your first home simple, clear, and stress-free.
First-Time Homebuyers
We make buying your first home simple, clear, and stress-free.
First-Time Homebuyers
We make buying your first home simple, clear, and stress-free.
Self-Employed Borrowers
Flexible mortgage solutions designed for business owners, contractors, and freelancers with non-traditional income.
Self-Employed Borrowers
Flexible mortgage solutions designed for business owners, contractors, and freelancers with non-traditional income.
Self-Employed Borrowers
Flexible mortgage solutions designed for business owners, contractors, and freelancers with non-traditional income.
Real Estate Investors
Strategic financing options to help you acquire, refinance, or expand your investment property portfolio.
Real Estate Investors
Strategic financing options to help you acquire, refinance, or expand your investment property portfolio.
Real Estate Investors
Strategic financing options to help you acquire, refinance, or expand your investment property portfolio.
Construction Financing
Tailored funding solutions for new builds, major renovations, and custom construction projects.
Construction Financing
Tailored funding solutions for new builds, major renovations, and custom construction projects.
Construction Financing
Tailored funding solutions for new builds, major renovations, and custom construction projects.
Refinancing Solutions
Optimize your mortgage by lowering payments, adjusting terms, or accessing your home’s equity.
Refinancing Solutions
Optimize your mortgage by lowering payments, adjusting terms, or accessing your home’s equity.
Refinancing Solutions
Optimize your mortgage by lowering payments, adjusting terms, or accessing your home’s equity.
Debt Consolidation
Simplify your finances by combining high-interest debts into one manageable mortgage payment.
Debt Consolidation
Simplify your finances by combining high-interest debts into one manageable mortgage payment.
Debt Consolidation
Simplify your finances by combining high-interest debts into one manageable mortgage payment.
Who We Are
Meet Our Team
Meet the family of experts who pride themselves on helping you #LiveBetter
Meet the family of experts who pride themselves on helping you #LiveBetter
7000+
+
Mortgages Closed
7000
+
Mortgages Closed
600
+
Happy Clients
$
3 Bil
+
Funded
99%
%
Perfect Reviews
99
%
Perfect Reviews
Our Vision
To set the standard for mortgage expertise and trust, combining family-driven values with the strength and capability to solve the most complex mortgage challenges.
Our Vision
To set the standard for mortgage expertise and trust, combining family-driven values with the strength and capability to solve the most complex mortgage challenges.
Our Vision
To set the standard for mortgage expertise and trust, combining family-driven values with the strength and capability to solve the most complex mortgage challenges.
Our Mission
To provide trusted, expert mortgage guidance rooted in family values and backed by the scale and expertise to solve even the most complex financing needs.
Our Mission
To provide trusted, expert mortgage guidance rooted in family values and backed by the scale and expertise to solve even the most complex financing needs.
Our Mission
To provide trusted, expert mortgage guidance rooted in family values and backed by the scale and expertise to solve even the most complex financing needs.
Meet Our Experts
Personalized Guidance, Proven Expertise
#M10000397
Roger L’ecuyer
Mortgage Broker, External Team Operations Manager & Partner
#M22001226
Tarah Picken
Mortgage Agent Level 2, Licensed Associate to Nick L'Ecuyer
#M10002054
Shawna Harrison
Mortgage Agent Level 2, Senior Planner & Partner
#M21003423
Paulina De Menezes
Mortgage Agent Level 2
#M18002008
Jon Muir
Mortgage Agent Level 2
#M08002977
Leslie Wyatt
Mortgage Agent Level 1
#M18002589
Brenda St. Amand
Mortgage Broker
#M11001485
Kristin Clemente
Mortgage Agent Level 2, Vice President & Partner
#M16000658
Mike Moore
Mortgage Agent Level 2 & Partner
#M08003365
Nick L‘ecuyer
Principal Broker & Founder
#M20003187
Shannon Houde
Mortgage Agent Level 2, Senior Planner
#M10000397
Roger L’ecuyer
Mortgage Broker, External Team Operations Manager & Partner
#M22001226
Tarah Picken
Mortgage Agent Level 2, Licensed Associate to Nick L'Ecuyer
#M10002054
Shawna Harrison
Mortgage Agent Level 2, Senior Planner & Partner
#M21003423
Paulina De Menezes
Mortgage Agent Level 2
#M18002008
Jon Muir
Mortgage Agent Level 2
#M08002977
Leslie Wyatt
Mortgage Agent Level 1
#M18002589
Brenda St. Amand
Mortgage Broker
#M11001485
Kristin Clemente
Mortgage Agent Level 2, Vice President & Partner
#M16000658
Mike Moore
Mortgage Agent Level 2 & Partner
#M08003365
Nick L‘ecuyer
Principal Broker & Founder
#M20003187
Shannon Houde
Mortgage Agent Level 2, Senior Planner
#M10000397
Roger L’ecuyer
#M22001226
Tarah Picken
#M10002054
Shawna Harrison
#M21003423
Paulina De Menezes
#M18002008
Jon Muir
#M08002977
Leslie Wyatt
#M18002589
Brenda St. Amand
#M11001485
Kristin Clemente
#M16000658
Mike Moore
#M08003365
Nick L‘ecuyer
#M20003187
Shannon Houde
What Our Clients Say
Trusted by Many, Loved by All
Our clients’ success stories reflect our commitment to excellence. See how we’ve helped them find their dream homes, sustainable investments, and reduced stressful debts.
Paulina from Mortgage Wellness went above and beyond throughout the entire mortgage process. She was incredibly responsive, knowledgeable, and made everything feel smooth and stress-free. I truly felt supported every step of the way. Highly recommend!
Joel Marinez
Worked with Paulina
Paulina was amazing at finding a creative funding solution for me to be able to do some renovations on a property. I would highly recommend Mortgage Wellness, particularly if you have an unconventional property situation.
Julianne H
I have used Nick and his team for over a decade. I can not say enough good things about the quality of service they offer. We are VERY fortunate to have them in the Barrie area. I have used them after my divorce, my current home and for purchasing rental properties… so much knowledge and support.
Jordan Cook
Worked with Nick
At the end of the day we would 100% recommend Shawna for her experience and professionalism in her field of work. She is very well versed and would be a great person to have in your corner. Thanks again for making dreams finally come true!
Mark Pizzey
I contacted Mortgage Wellness on a whim based on their Google reviews. I got paired up with Jon Muir and he was fantastic. He was excellent at settling anxiety and keeping me updated. I would highly recommend him and have already passed on his contact info to some of my friends.
John Petkopoulos
Worked with Jon
Shawna Harrison is hands down the best mortgage broker you will ever work with. She is knowledgeable and savvy with the process and has incredible emotional intelligence as well. She had a plan for me and knew how to navigate each step of the mortgage professionally.
Nicolette McGuire
I had a fantastic experience working with Mike Moore at Mortgage Wellness. From start to finish, he was professional, responsive, and easy to work with. He moved quickly without making me feel rushed, and always took the time to explain things clearly so I felt confident in every step of the process.
James
Worked with Mike
We have nothing but positive words for Mike Moore and Mortgage Wellness. As first time honebuyers, we had trepidations but Mike put us completely at ease and answered all of our questions thoroughly and with care. We felt well taken care of throughout the entire process. We look forward to continuing the relationship through the years.
Jessa Bamforth
I had the opportunity to work with Brenda on a recent mortgage deal, and she was outstanding. As an Underwriting Manager, I see a lot of submissions, and Brenda’s professionalism, attention to detail, and clear communication made the process seamless.
Scarlett Mitchell
Worked with Brenda
We cannot recommend Tarah Picken at Mortgage Wellness enough! We’re self-employed, so getting a mortgage without traditional T4s can be complicated- but Tarah worked her magic and made the entire process feel smooth and stress-free.
Sheldon Ludwig
Great experience working with Tarah. She was responsive, organized, and kept everything on track throughout the process. Communication was clear, and she made what could have been a stressful experience feel smooth and straightforward. Highly recommend!
Samuel Brooks
Worked with Tarah
We worked with Shannon Houde at Mortage Wellness and it was such a great experience . I don’t have very good credit and was hoping to purchase a home with my senior Mom . Not only did Shannon find us the perfect mortage , but never once did she make me feel bad for poor financial decisions in the past.
Emily Kolenbrander
Learn from the Experts
Video Content
Help Center
Frequently asked questions
Do I need perfect credit to get a mortgage?
No. Many lenders offer options for buyers with average or bruised credit. A broker can often find solutions even if your credit isn’t ideal—and help you improve it if needed.
How much do I need for a down payment?
It depends on the purchase price and whether you’re a first-time buyer. In Canada, down payments can start as low as 5%, with programs available to help in some cases.
What’s the difference between getting a mortgage from a bank vs. a broker?
Banks offer their own products. Brokers shop multiple lenders on your behalf—often accessing better rates, more flexible terms, and solutions tailored to your situation.
Should I choose a fixed or variable rate mortgage?
There’s no one-size-fits-all answer. The right choice depends on your risk tolerance, timeline, and financial goals. A broker helps you weigh the pros and cons based on today’s market.
What costs should I expect beyond the down payment?
Buyers should budget for closing costs such as land transfer tax, legal fees, appraisal fees, and adjustments—typically 1.5%–4% of the purchase price.
Can I get pre-approved before I start house hunting?
Yes—and you should. A pre-approval clarifies your budget, locks in a rate for a period of time, and strengthens your offer when you find the right home.
How much does it cost to work with a mortgage broker?
In most standard residential transactions, the lender pays the broker, not you. This means expert advice and access to multiple lenders at no direct cost to the borrower.
Can I break my mortgage early or make extra payments?
Yes—but the rules and penalties vary by lender and mortgage type. Some mortgages allow generous prepayments, while others can be very costly to break. A broker helps you choose terms that won’t trap you later.
Do I need perfect credit to get a mortgage?
No. Many lenders offer options for buyers with average or bruised credit. A broker can often find solutions even if your credit isn’t ideal—and help you improve it if needed.
How much do I need for a down payment?
It depends on the purchase price and whether you’re a first-time buyer. In Canada, down payments can start as low as 5%, with programs available to help in some cases.
What’s the difference between getting a mortgage from a bank vs. a broker?
Banks offer their own products. Brokers shop multiple lenders on your behalf—often accessing better rates, more flexible terms, and solutions tailored to your situation.
Should I choose a fixed or variable rate mortgage?
There’s no one-size-fits-all answer. The right choice depends on your risk tolerance, timeline, and financial goals. A broker helps you weigh the pros and cons based on today’s market.
What costs should I expect beyond the down payment?
Buyers should budget for closing costs such as land transfer tax, legal fees, appraisal fees, and adjustments—typically 1.5%–4% of the purchase price.
Can I get pre-approved before I start house hunting?
Yes—and you should. A pre-approval clarifies your budget, locks in a rate for a period of time, and strengthens your offer when you find the right home.
How much does it cost to work with a mortgage broker?
In most standard residential transactions, the lender pays the broker, not you. This means expert advice and access to multiple lenders at no direct cost to the borrower.
Can I break my mortgage early or make extra payments?
Yes—but the rules and penalties vary by lender and mortgage type. Some mortgages allow generous prepayments, while others can be very costly to break. A broker helps you choose terms that won’t trap you later.
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